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Buying your first home in Lagos: a practical guide

Super Admin · 22 July 2026

From verifying a Certificate of Occupancy to budgeting for agency fees, here's what first-time buyers in Lagos need to know.

Start with the paperwork

Before you fall in love with a property, confirm the title documents. In Lagos the gold standard is a registered Certificate of Occupancy (C of O). Ask for:

  • The C of O or a Governor's Consent
  • A recent survey plan
  • Evidence of up-to-date land use charges

Budget beyond the asking price

The sticker price is rarely the full cost. Plan for:

  1. Agency fee (typically 5–10%)
  2. Legal fee
  3. Survey and documentation

Tip: a verified agent on Qidient will lay these out for you up front.

Use the map

Our search page is viewport-driven — pan to the neighbourhood you care about and the listings update live. Save the ones you like and send an inquiry directly to the seller.